NPA Government Relations Committee (GRC)

The NPA is recognized for providing the most prominent national voice, on federal, state and grass roots levels, for addressing legislative issues affecting pawnbrokers. The GRC team at the NPA is committed to educating media, lawmakers and the US Congress in Washington, D.C., on the positive aspects of pawn.

About the GRC

The GRC team keeps NPA members updated on successes and challenges facing the pawn industry and informs them of Washington’s legislative and regulatory activities. “Alerts” are distributed to NPA members when the GRC team feels immediate information should be shared.     The GRC oversees implementation of the NPA’s legislative programs and directs the activities of NPA’s lobbyists and legislative staff. The committee keeps NPA members abreast of important legislation and how it may impact their businesses on a federal, state, or local level. The GRC provides the following services to the association: 
  • Analysis of proposed laws and regulations at both state and federal level 
  • Education about the pawn industry’s concerns and priorities to legislators 
  • Reviews of federal, state, and local legislative programs 
  • Recommendations for association action 

GRC At Work For Pawn

The GRC assists state leadership and associations by monitoring threats to the pawn industry at the state and federal level. The GRC continuously monitors hundreds of documents weekly to uncover proposed legislation that could potentially have consequences for the pawn industry. State leadership is advised of any issues affecting individual state legislation.  


The NPA employs a GRC legislative team, including a lobbyist, who actively meets with lawmakers in Washington, D.C. to educate them about how pawn works and why pawn matters to millions of Americans seeking short-term non-recourse lending options.   


The GRC team works regularly to develop activism materials empowering individual pawnbrokers to reach out proactively to their own legislative representatives. Activism materials and resources developed by the GRC help lawmakers better understand how pawn works and how pawn benefits their communities and constituents. 


NPA Legal Defense Fund

The NPA Board of Directors has established the Legal Defense Fund which is utilized to support litigation and/or to fight legislation that ultimately could affect the pawn industry at a national level. Some examples of issues the fund was involved with include the pawn ticket tax and illegal confiscations of property. 

Contact GRC

The GRC team at the NPA has an open door, available to answer questions and receive feedback 24/7.  Contact the GRC team by sending an email to grc@nationalpawnbrokers.org 


Team GRC

Fran Bishop 

NPA Government Relations Liaison 


Fran Bishop and her husband, Tony, owned and operated Dollar Pawn for nearly 30 years. Fran was elected to the NPA Board of Directors in 1998 and was immediately appointed to the Government Relations Committee, which she chaired for several years. Fran served as NPA President 2005-2007 and remained on the board until “retiring” in 2011. In 2012, Fran became NPA’s Government Relations Liaison. That year Fran also testified on NPA’s behalf before the Subcommittee on Financial Institutions, Committee on Financial Services, and U.S. House of Representatives on legislation related to non-depository providers of consumer financial services. Fran offered a prepared statement for the record. As NPA Government Relations Liaison, Fran works to identify potential legislation that could affect pawn. Fran works with elected officials, government regulatory agencies and state level leadership to protect the rights of pawnbrokers and is an enormous advocate for pawn.   


Cliff Andrews

Managing Principal 

CapCity Advocates 

Washington, DC 


Cliff Andrews has 20 years of experience serving as a chief advocate and advisor to association clients on public policy, public relations, and mission-focused association management in an ever-changing political and economic landscape.  Cliff works in a bipartisan manner before Congress, regulators, and private sector stakeholder groups on a variety of policy issues, including small-dollar lending regulation. Cliff works tirelessly to make sure that key lawmakers are educated on the vital role pawn plays in the communities of America. His work is key to shaping the perception of pawn at the highest levels. Throughout his career, one of Cliff’s greatest strengths has been his ability to engage constructively with diverse people in building productive, lasting relationships. Paramount to his success is a focus on accountability, diplomacy, consistently demonstrating competency on pertinent issues, and establishing trust. He is a true “Washingtonian,” born and raised in the nation’s capital. Cliff lives in Northern Virginia with his wife, daughter, son, and Alaskan Malamute.  



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